Dr. Kelly Hereid takes us through the tool of catastrophe modeling and explains why it could be useful for adaptation planners. We also learn how the insurance industry tries to make the uncertain nature of hurricanes and climate change more predictable: “Climate translators” play a critical role in this process.  They also discuss the wild, wild west nature of the climate data and modeling industry and how to avoid using bad information in your adaptation planning. Doug and Kelly also discuss the unique and controversial role Citizens Property Insurance in Florida plays in coastal planning.